Money Management 

5 Ways to Stop Overspending

The holidays have passed, and you have overspent again. Who knows why it happens, but it seems that what you have is never enough. You want things. You need things. So you spend without thought of the future, or even the present – you are making purchases that go beyond your income.     Reasons you may be overspending:   Everyone else has one. The television screams that you need the new car, the fancy jewelry, or the giant TV screen that just went on sale. School children come home and insist…

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