credit cards, debt consolidation, save money Credit Cards Money Management 

4 Ways to use your credit cards and save money

Credit cards can be a problem. But Cash Cronies understand that those plastic cards are a bit like magic wands. They can help you manifest a bigger savings account. But they must be brandished carefully, and with the right intentions, or  they can turn into roaring, money-grabbing monsters. Warning: I am not a financial advisor. I am a consumer, just like you, who is working to save money, increase wealth, and spend wisely. Your mileage may vary! Here are a few tips to help you conjure some savings: Pay attention…

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cashcrone, food, budget, challenge Budget Savvy Eating Well For Less - and Other Kitchen Charms 

January food budget results!

    I hope some of you climbed aboard the food challenge train this month! Although I have practiced frugality for a long time, I still learned a few things this past month. But first, I will share the budget numbers. My original budget for January was $300. That seems high for one person, but my food budget includes non-food household items and vitamins (some people separate the two, but I find it easier to put them together as I shop for both at the same time). My January spending…

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cash crone, new year, celebrate Manifesting Money Money Management 

Hello, goodbye! One year ends and a new year begins.

  Here it is again – the end. And the beginning!     The new year brings a sense of closure, while welcoming in new adventures. I hear dialogue around me when I am out running errands: “I’m so glad 2016 is over.” “I hope 2017 is better than 2016.” “This year was awful. I can’t take another year like that.”     What? It sounds as though nothing went right in 2016. By focusing on the “bad” parts of 2016, the whole year becomes a big boiling pot of…

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Eleven House The "Eleven" : The Fixer Upper 

Cash Crone: The Year of the Fixer-Upper, Plan of Phase 1

Winter has arrived in the northeast. Well, it has officially been here for some time, but we have been spared the below zero degree temperatures until now. The local schools are closed. That means I don’t have childcare in the morning and afternoon and can plan – and write to you, dear Cronies. I bought out my truck lease this week. After much thought, I felt I was making the best decision. The new loan is $40 less per month than the lease. I can turn that $40 toward the principal…

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