debt Budget Savvy Credit Cards Money Management 

10 steps to reducing credit card debt in 2016

Wow. The year 2015 may have been the year of the sheep – gentle and calm – but it was a fast one! But the last part of the year was definitely more focused, and I laid in a course for a better money blueprint. I worked to reduce my credit card debt and bring in more money to save for investments. This past week, I paid off credit card number 2! Yeehaw! An insurance check from an accident arrived, and it was deposited in the bank. But after careful…

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Manifesting Money Money Management Money Mindsets 

Important things to remember on your way to financial freedom.

I have one TV program addiction. It doesn’t have anything to do with housewives or forensic detectives, or otherworldly beings. Not that there is anything wrong with enjoying and being dedicated to watching those programs.  I’m just not much of a TV watcher – I pulled the plug on cable a long time ago. Except for CBS Sunday Morning. The news magazine show debuted in 1979, and I am pretty sure I watched the very first one. Yes, I am that old. Charles Kurault hosted the show, starting the first…

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Money Management Travel Deals 

13 Lucky – and Budget-Friendly Ways to Spend the Weekend

Today was a day that all paraskevidekatriaphobics dread. That long word is the scientific name for those who fear Friday the 13th. I think the day is lucky. The superstition may have taken hold in the early 1300s, when Philip IV of France arrested hundreds of Knights of the Templar. Not so lucky for the knights. No one knows for certain, but today the day is considered unlucky for some.     If you believe the day holds terrible things, it will. If you believe it can be a magical…

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wealth, wisdom, willpower, rich, debt, save, spend, earn, money Manifesting Money Money Management Money Mindsets 

The 2 most important ways to create wealth

    You have the ability to gain wealth through willpower and wisdom, without spending money on education. Don’t misunderstand me – I am a believer in educating yourself through reading, learning from others and taking risks.  But you can usually group everything you will learn into two categories – earn more and spend less. EARN MORE You must make more than you spend – it is as simple as that. This is where I lost my way for a while, using my credit cards to buy things I needed…

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cash crone, wealth, wisdom, willpower, debt, savings Money Management Money Mindsets 

5 sources to help you stay frugal.

    Friday was my last day at Job #3. Although it didn’t last as long as I had originally planned, I am happy it has ended. I have found that 17-hour work days leave little time for cleaning my home, laundry, eating, sleeping, and comprehending the world around me. I was a living zombie the last few weeks. But I  banked some money by practicing frugal habits, and Job #3 paychecks were directly deposited into my Financial Freedom account. I could have used some of this money to pay…

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