Money Management Money Mindsets 

Running the numbers

So back to the credit card situation. As I said in my previous post,  I moved some money around. I transferred a large balance on one credit card to two cards with smaller limits. Numbers, numbers… I transferred $5000 to a Discover card, offering 4.99% for 21 months, with no balance transfer fee. Another $5000 transferred to a Mastercard, at 0% interest for 12 months, and a $50 transfer fee. But I miscalculated the amount on the original card, and ended up leaving approximately $1400 on the account. I chose…

Read More Manifesting Money Side Jobs 

Working for a reason

I haven’t forgotten about you, Cronies. I have been busy manifesting my freedom! My plan for Financial Freedom is slowly chugging forward. Since I last posted, I added $60 in pet-sitting jobs to the budget payoff system, and interviewed for a few more pet-sitting opportunities. My childcare position for the 2015-2016 school year has begun as well. Last week, I interviewed for another position – cleaning buildings after business hours – and I was hired! I just sent in the final paperwork to be officially scheduled, so in the next…

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credit card Credit Cards Money Management 

Paper money or plastic credit card?

I got real with myself, and looked at my credit card balance and my budget. After  I got over my shock and realized I was in the red, I set to work creating some solutions. I am not a big spender. In fact, some of the most common ways of cutting expenses wouldn’t work in my case. I had already put them in place years before. I don’t have cable (I watch Netflix and have an antenna for the local channels). I’m careful about my electrical use, use a drop-off…

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