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Have a great holiday season – and still stay on budget

Holidays can sabotage a budget. When I was a young single mother with two small sons, I came home after work one evening a few days before Christmas to find that someone had broken into my home. The burglars lifted a patio door off its track and entered the house, taking anything of value. It didn’t amount to much, since I lived in a rental and barely made enough to keep food on the table some weeks. But the burglars took the microwave, earrings, a roll of postage stamps, the thawing…

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