Money Management 

5 Ways to Stop Overspending

The holidays have passed, and you have overspent again. Who knows why it happens, but it seems that what you have is never enough. You want things. You need things. So you spend without thought of the future, or even the present – you are making purchases that go beyond your income.     Reasons you may be overspending:   Everyone else has one. The television screams that you need the new car, the fancy jewelry, or the giant TV screen that just went on sale. School children come home and insist…

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Eleven House The "Eleven" : The Fixer Upper 

Cash Crone: The Year of the Fixer-Upper.

We named the fixer-upper house! The Eleven House. I realized that each time I spoke of the house I called it Eleven (its house number). After a week of trying out new names I kept going back to it. In numerology, the number 11 represents the spiritual messenger, and is a master number. It is also considered a symbol of rebellion. Well, taking on this fixer-upper project could be considered a rebellion! Eleven House Now that spring is peeking in a little, we can spend a few hours at the fixer-upper house…

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debt Budget Savvy Credit Cards Money Management 

10 steps to reducing credit card debt in 2016

Wow. The year 2015 may have been the year of the sheep – gentle and calm – but it was a fast one! But the last part of the year was definitely more focused, and I laid in a course for a better money blueprint. I worked to reduce my credit card debt and bring in more money to save for investments. This past week, I paid off credit card number 2! Yeehaw! An insurance check from an accident arrived, and it was deposited in the bank. But after careful…

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cash crone, wisdom plus willpower equal wealth, Credit Cards Money Management 

Stop swiping – and start saving!

Let’s talk about credit card debt. Although I will focus on older Americans – because I am one – the information is important to everyone. That little plastic card can solve problems, or make them. It can create remedies, or it can cause financial illness. Card-carrying Boomers The older generation was trained to keep quiet about money problems. It was a personal problem, kept within families. Money – or the lack of it – was treated like a clackity old skeleton in the closet.  As a result, many of us thought we…

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