You are here
debt Budget Savvy Credit Cards Money Management 

10 steps to reducing credit card debt in 2016

Wow. The year 2015 may have been the year of the sheep – gentle and calm – but it was a fast one! But the last part of the year was definitely more focused, and I laid in a course for a better money blueprint. I worked to reduce my credit card debt and bring in more money to save for investments. This past week, I paid off credit card number 2! Yeehaw! An insurance check from an accident arrived, and it was deposited in the bank. But after careful…

Read More
cash crone, wisdom plus willpower equal wealth, Credit Cards Money Management 

Stop swiping – and start saving!

Let’s talk about credit card debt. Although I will focus on older Americans – because I am one – the information is important to everyone. That little plastic card can solve problems, or make them. It can create remedies, or it can cause financial illness. Card-carrying Boomers The older generation was trained to keep quiet about money problems. It was a personal problem, kept within families. Money – or the lack of it – was treated like a clackity old skeleton in the closet.  As a result, many of us thought we…

Read More
side jobs, winter, holiday Fix It or Make It Money Mindsets Seasonal 

Have a great holiday season – and still stay on budget

Holidays can sabotage a budget. When I was a young single mother with two small sons, I came home after work one evening a few days before Christmas to find that someone had broken into my home. The burglars lifted a patio door off its track and entered the house, taking anything of value. It didn’t amount to much, since I lived in a rental and barely made enough to keep food on the table some weeks. But the burglars took the microwave, earrings, a roll of postage stamps, the thawing…

Read More
side jobs, winter, holiday Manifesting Money Side Jobs 

12 Ways to Earn Extra Money This Holiday Season – Side Jobs

As you know, I take on a number of side jobs to earn money and help pad the monthly bottom line. Most of my income from side jobs goes to my Financial Freedom account, which is growing every day – penny by penny, but still growing. Every penny has a purpose. Even when I am not working, I am thinking of ideas that could work into work. Or thinking of workable ways to create income. I’m slightly obsessed. When Bill Spaid is here, I put a lot of chores on the back…

Read More
recipe, wealth, wisdom, willpower, cash crone, success Money Management 

Recipe for Budget Success

When I started sharing my credit card debt and the journey to wealth, my credit card totals were around $11,000. My totals are $8126 – approximately $2900 paid! I opened a teeny tiny account stock account.  I started a Financial Freedom account and deposited all of my earnings from Job #3 into that account. This money is earmarked for a future house, at which time I will rent out my current home for additional income. I’m still on track for a credit card pay-off in 2016 (update, August 2016: My credit cards are…

Read More