Money Management 

5 Ways to Stop Overspending

The holidays have passed, and you have overspent again. Who knows why it happens, but it seems that what you have is never enough. You want things. You need things. So you spend without thought of the future, or even the present – you are making purchases that go beyond your income.     Reasons you may be overspending:   Everyone else has one. The television screams that you need the new car, the fancy jewelry, or the giant TV screen that just went on sale. School children come home and insist…

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cashcrone.com, coffee, budget, Budget Savvy Eating Well For Less - and Other Kitchen Charms Groceries and Shopping 

Food Budget Challenge Update!

  Last week’s self-imposed Food Budget Challenge forced me to take a look at my spending habits in the kitchen, and come up with creative ways to use it up, make it do, or do without. I realized I was in a pretty good position to spend a fraction of the $300 allotted in my budget this month. And I had to come to grips with my biggest food habit.     Coffee. Because this is not a starvation food challenge (and I count doing without coffee as starving, Cronies),…

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cash crone, new year, celebrate Manifesting Money Money Management 

Hello, goodbye! One year ends and a new year begins.

  Here it is again – the end. And the beginning!     The new year brings a sense of closure, while welcoming in new adventures. I hear dialogue around me when I am out running errands: “I’m so glad 2016 is over.” “I hope 2017 is better than 2016.” “This year was awful. I can’t take another year like that.”     What? It sounds as though nothing went right in 2016. By focusing on the “bad” parts of 2016, the whole year becomes a big boiling pot of…

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cashcrone.com Manifesting Money Money Management Uncategorized 

How to Keep Your Financial Footing During Tough Times

A major cash flow storm can have lasting impacts on your family finances. And since some costs are hard to predict, even well-prepared money managers are thrown off course by unexpected financial circumstances. Job loss, long and short-term disability leave, education, emergency repairs, medical expenses, and other concerns can make the family budget a little shaky. Fortunately, creative cost-cutting solutions can help restore balance, easing the impact of life’s unexpected financial blows.   Every dollar should have a job, and effective money management is important. But lean times call for an even more focused financial approach. When exceptional challenges arise, your dedication and commitment to…

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by Mike Petrucci, shopping, Hallothanksmas Money Management 

It’s Hallothanksmas season – merry trick or turkey!

Happy Hallothanksmas! Yes, it is that time of year. Department stores juggle the upcoming event of Halloween with fall decorations, Thanksgiving accessories, Hannukah and Christmas bells and baubles. It is a chaotic crash site  of celebration, with piles of candy corn mixing with tiny chocolate Santas. Nervous consumers fear that each sale on holiday fare is the last one, so they pile their carts with mini-lights, mennorahs, scarecrows, and sleighs. There is so much candy my teeth hurt just walking down the aisles. It is Hallothanksmas in all its glory. It’s…

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