Money Management The "Eleven" : The Fixer Upper 

Why remodeling has to wait until I’m off the ledge

I have an amazing life. So many exciting adventures have crossed my path (and if you don’t believe me, take some time to read my oldest blog, TrusttheUniverse.com), and I am grateful for all of them. All of them! The business of blogging has forced me to share things I normally keep to myself. But I also know, through my work as an optimism guide and motivational coach, that our stories help others learn as well.

 



 

At the big house

If you are a regular Cash Crone reader, you have followed the purchase and progress of Eleven House. One of the biggest challenges of Eleven House is the fact that I insist on avoiding debt while I rehab this incredible old house. To date, I have succeeded!

My plan and schedule was to have plumbing installed in Eleven House, so I could park a camper outside and stay on the property while I ran wiring and hung drywall. Without water, I am only able to stay a few hours at a time (HEY! I am a wiser woman, and that means more bathroom breaks!) and some projects require water to complete. I had planned to finish the wiring and walls on the studio side of the apartment before closing it up for the winter.

In June, I left everything to be with my mother, who was 92 years old and at the end of this life’s journey. Family is always the first and right choice. Work and projects could wait. Mom went on to her next great adventure, and I must admit that it took some time to balance myself again. I miss her – but I am also so grateful to have known and loved her.

 




 

Money leak

I won’t go into details, but the plumbing was started but not completed. That left me with no water, an exhausted checking account, and a full stop on the schedule. I have to file in small claims court to attempt a refund of some of the money I handed over as a deposit. This will not dampen my spirit of trust in others, however. Let’s chalk it up to lessons learned on many levels, and I will do business in a slightly different way with the next plumbing company.

It was time for Plan B!

I had sold my Vine Street house, so there was no turning back on that one. Cash Crone is still young, but is climbing slowly toward self-sufficiency. So I put my belongings in storage, locked up my beloved Eleven House, and headed to Canada.

Legally, people. I didn’t take a rowboat in the dead of night. I drove to Montreal with my dog and my laptop, to help my sweetheart finish his house and get it ready to list on the real estate market. He planned to head to the Toronto area to restart his business and set up life for us there. I wasn’t quite ready to go with him.

 



 

 

But I did it anyway.

You see, I am a firm believer in the ledge factor. You have to walk to the edge of the ledge, and balance yourself on tippy toes so you can feel the lurch in your stomach. If you aren’t a little uncomfortable, you aren’t learning and growing.

Eleven House is a ledge. A great big house that needed to be stripped down to its bones – the skeleton of a grand idea that once someone believed in. I was told it was a big project for one person with little experience and a little bankbook. But smooth roads don’t make good drivers, do they? I still believe. At first, I felt a little crushed by the fact that I had no budget at all to move forward on Eleven House – that I have had to close it up as is and wait for the next opportunity to get closer to a finished house. I felt like I was letting somebody down – like telling your family you are making a cake for dinner, and then never putting it in the oven.

Then I took a deep breath and reminded myself that Eleven House is debt-free – and that I still love it. Love is strong medicine. I just have to find new ways to finance the renovation. I’ll focus on building my savings and creating other forms of income, through my communications business, side hustles, and sponsors. That ledge is just the beginning of a wonderful flight.

“Be Content with what you have; rejoice in the way things are. When you realize there is nothing lacking, the whole world belongs to you.”  – Lao Tzu

I’m still here, and still writing  – my office view is just different, that’s all! I’ll keep you posted on the projects that are simmering on the back burner for now. And I’ll tell you about new adventures – like being an American in Canada (eh) and budgeting with a partner (after ten years of living alone!)!

 




 

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