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book clubs - save money Manifesting Money 

Book clubs could be used as money mastermind groups

  Are you a member or leader of a monthly book club? Why not turn it into a money mastermind support group?   Most book clubs choose books from bestseller lists to read and discuss with other members. But that monthly meeting could help every member make money by focusing on wealth-building or success principles.   Napoleon Hill, author of Master Key to Riches, says that everyone needs “friendly contact with other minds, for food of expansion and growth.” He suggests mastermind groups to create a supportive environment – two…

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cashcrone, food, budget, challenge Budget Savvy Eating Well For Less - and Other Kitchen Charms 

January food budget results!

    I hope some of you climbed aboard the food challenge train this month! Although I have practiced frugality for a long time, I still learned a few things this past month. But first, I will share the budget numbers. My original budget for January was $300. That seems high for one person, but my food budget includes non-food household items and vitamins (some people separate the two, but I find it easier to put them together as I shop for both at the same time). My January spending…

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cash crone, restaurant, budget, dining Money Management 

Restaurant dining on a budget? It can be done!

  I like to eat at home instead of eating at a restaurant.   I know what is in every bite – and what isn’t. Like MSG, hormones, and corn (I am allergic to corn and it is used in hundreds of products).   I can also eat at home and spend less money than if I made a habit of eating out.   Bill Spaid likes to eat out every now and then. And when we visited Toronto over the holidays, we took a cooler but had to eat…

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Money Management 

5 Ways to Stop Overspending

The holidays have passed, and you have overspent again. Who knows why it happens, but it seems that what you have is never enough. You want things. You need things. So you spend without thought of the future, or even the present – you are making purchases that go beyond your income.     Reasons you may be overspending:   Everyone else has one. The television screams that you need the new car, the fancy jewelry, or the giant TV screen that just went on sale. School children come home and insist…

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cashcrone.com, coffee, budget, Budget Savvy Eating Well For Less - and Other Kitchen Charms Groceries and Shopping 

Food Budget Challenge Update!

  Last week’s self-imposed Food Budget Challenge forced me to take a look at my spending habits in the kitchen, and come up with creative ways to use it up, make it do, or do without. I realized I was in a pretty good position to spend a fraction of the $300 allotted in my budget this month. And I had to come to grips with my biggest food habit.     Coffee. Because this is not a starvation food challenge (and I count doing without coffee as starving, Cronies),…

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